Fragmented insurance distribution
Insurance products are often sold through offline or fragmented channels that do not map cleanly to digital platform journeys.
Embedded Insurance Infrastructure
Embedded insurance infrastructure for emerging markets
Ynsure helps platforms add insurance products such as device protection directly into checkout, onboarding, and transaction flows through one API layer built for regulated insurer partners and high-growth digital platforms.
Pilot-ready architecture for Africa, MENA, and emerging markets: quote, issue, document, notify, and monitor embedded protection products without building one-off insurer infrastructure.
Checkout Add-On
Device Protection Quote
POST /api/quote
{ "product": "device_protection", "country": "MA" }
quoteId: "q_mock_001"
premium: 29.99 EUR
coverage: accidental damage + theft
insurer: Partner Insurer Placeholder
Problem
Insurance distribution remains difficult to embed
Digital platforms and insurers both have demand, but the connective layer is still fragmented, slow, and expensive to implement.
Platforms want embedded protection
E-commerce, fintech, and marketplace operators want relevant protection products without building insurer integrations from scratch.
Insurers need digital reach
Insurance partners need structured access to high-intent digital demand from regulated and growing platforms.
Integrations are slow and expensive
Legacy integration cycles create long launch timelines, duplicated operational work, and limited room for iteration.
Emerging markets lack infrastructure
Many target markets still lack a plug-and-play layer for embedded insurance distribution at API speed.
Solution
A focused API and operating layer for embedded insurance
Ynsure provides the integration foundation platforms need to quote, issue, and manage insurance products through one consistent interface.
Quote API
Return product-ready insurance offers based on device, order, and market context.
Policy Issuance API
Issue policies in a consistent flow after customer acceptance and payment confirmation.
Claims Initiation API
Capture and route claims events into partner-specific servicing workflows.
Partner insurer routing
Match requests to configured insurers, products, and country-level operating rules.
Platform dashboard
Give operators a control layer for monitoring activity, status, and reporting.
First Wedge
Device protection for e-commerce
The first product focus is embedded device protection for electronics sales, refurbished devices, marketplaces, and fintech-linked commerce flows.
Offer protection at checkout
Present device protection alongside the core transaction with structured pricing and coverage details.
Increase revenue per order
Unlock insurance-driven take rates and incremental platform revenue without operational overhead.
Protect customers
Improve trust and retention with insurer-backed coverage for accidental damage and theft scenarios.
Keep integration simple
Use a single API-facing layer instead of one-off insurer implementations for every partner or country.
How It Works
One API layer across the customer journey
Step 1
Platform requests quote
Step 2
Customer accepts insurance
Step 3
Ynsure issues policy through partner insurer
Step 4
Customer receives confirmation
Step 5
Claims are initiated through Ynsure
Modules
API modules for the first operating stack
Quote API
Generate product-ready insurance offers for specific devices, cart values, and customer contexts.
Policy API
Issue policies through partner insurers after customer acceptance with a consistent payload structure.
Claims API
Initiate claims events and hand off to the appropriate servicing workflow without platform-side complexity.
Partner Routing
Route requests to the right insurance partner, product configuration, and country-specific setup.
Reporting Dashboard
Track quotes, policy issuance, claims activity, and partner performance in one operator view.
Who It's For
Built for platforms, sellers, and insurance partners
E-commerce platforms
Electronics retailers
Refurbished device sellers
Fintech platforms
Marketplaces
Insurers seeking digital distribution
Operating Value
Built for both platforms and insurer partners
For Platforms
Embed protection at checkout, create a new revenue stream, and improve customer trust without one-off insurer integrations.
For Insurers
Access digital distribution, launch products through an API layer, and monitor policy and claim activity through one operating view.
From Pilot To Go-Live
A clearer path from demo to launch
1. Submit pilot request
Start the commercial conversation and confirm target markets, devices, and platform fit.
2. Complete onboarding
Provide business, technical, and use-case information through the client onboarding workflow.
3. Receive sandbox API key
Issue pilot-stage API credentials for server-to-server quote, policy, and claim testing.
4. Test quote, policy, and claim flow
Run the sandbox flow and validate partner routing, premiums, and policy documents.
5. Move to insurer-approved go-live
Transition into commercial review, insurer approval, and production-readiness checks.
Positioning
Institutional by design
Built for Africa, MENA, and other emerging markets
Ynsure is designed for markets where digital commerce is growing quickly but embedded insurance infrastructure remains thin.
Designed for regulated partners and scalable distribution
The platform architecture is built to support insurer partnerships, platform operators, and compliant expansion across markets.
Launch
Launch embedded insurance with Ynsure
Start with device protection and build a direct path to future embedded insurance products across emerging markets.